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Comparing different solar financing options
| OPtions | Solar Loan | Solar Lease/PPA | Upfront Purchase |
|---|---|---|---|
| upfront Cost | $0 | $0 | $10,000 - $30,000 after incentives |
| Term Length | 5 - 25 years Based on your choice
|
20 - 25 years | N/A |
| Tax credits/ incentives |  30% federal tax credit, 25% NY state credit 30% Property tax abatement Landmark- 20% HIC 0.20/watt upfront cash incentive
|
25% NY state credit 30% Property tax abatement 0.20/watt upfront cash incentive
|
30% federal tax credit, 25% NY state credit 30% Property tax abatement Landmark- 20% HIC 0.20/watt upfront cash incentive
|
| Maintenance | Company responsible |
Company responsible | Company responsible |
| Best For | Those who want to own with low upfront costs | Those who want low costs and no interest or unable to take a loan | Those who want maximum savings, tax benefits, and increased home value |
| Savings over terms | $$$ | $$ | $$$$ |
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